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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,278 | $136,214-49.1% | $98,775-29.9% | $167,536-58.6% |
| Participation rate | 50.0% | 70.2%-20.2pp | 65.7%-15.7pp | 82.1%-32.1pp |
| Annual return | 13.74% | 67.53%-53.8pp | 49.92%-36.2pp | 478.82%-465.1pp |
| Employer contribution / active EE | $563 | $2,631-78.6% | $2,067-72.8% | $4,839-88.4% |
| Participant deferral / active EE | $563 | $3,716-84.9% | $3,035-81.5% | $6,342-91.1% |
| Admin fee / account holder | $904 | $5,031-82.0% | $4,076-77.8% | $12,315-92.7% |