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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,352 | $106,749-43.5% | $145,433-58.5% | $82,448-26.8% |
| Participation rate | 90.2% | 75.6%+14.5pp | 82.1%+8.0pp | 68.1%+22.1pp |
| Annual return | 21.92% | 27.59%-5.7pp | 66.58%-44.7pp | 41.64%-19.7pp |
| Employer contribution / active EE | $4,393 | $3,444+27.5% | $4,554-3.6% | $2,551+72.2% |
| Participant deferral / active EE | $7,068 | $6,519+8.4% | $7,897-10.5% | $4,139+70.8% |
| Admin fee / account holder | $4,762 | $8,390-43.2% | $13,129-63.7% | $7,234-34.2% |