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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,956 | $167,533+48.0% | $151,645+63.5% | $134,545+84.3% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | -24.62% | 7.81%-32.4pp | 3.34%-28.0pp | 418.37%-443.0pp |
| Employer contribution / active EE | $11,781 | $6,828+72.5% | $6,165+91.1% | $4,742+148.5% |
| Participant deferral / active EE | $18,955 | $8,985+111.0% | $8,363+126.7% | $6,401+196.1% |
| Admin fee / account holder | $702 | $13,781-94.9% | $11,614-94.0% | $11,431-93.9% |