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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,749 | $76,522+0.3% | $56,033+37.0% | $145,884-47.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.44% | 3014.28%-3003.8pp | 1711.38%-1700.9pp | 551.85%-541.4pp |
| Employer contribution / active EE | $14,575 | $1,382+954.4% | $1,041+1300.2% | $4,662+212.6% |
| Participant deferral / active EE | $75,772 | $2,624+2787.7% | $1,954+3777.8% | $6,690+1032.7% |
| Admin fee / account holder | $102,465 | $3,328+2978.6% | $2,827+3524.5% | $13,392+665.1% |