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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,324 | $198,457-84.7% | $170,435-82.2% | $147,586-79.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.03% | 257.30%-246.3pp | 205.94%-194.9pp | 578.59%-567.6pp |
| Employer contribution / active EE | $1,270 | $6,183-79.5% | $5,432-76.6% | $4,876-74.0% |
| Participant deferral / active EE | $8,789 | $5,629+56.1% | $4,939+77.9% | $5,439+61.6% |
| Admin fee / account holder | $69,645 | $16,852+313.3% | $13,881+401.7% | $10,886+539.8% |