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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,907 | $29,716+81.4% | $56,077-3.9% | $80,925-33.4% |
| Participation rate | 9.8% | 41.7%-31.9pp | 52.5%-42.7pp | 67.7%-57.9pp |
| Annual return | 20.61% | 35.30%-14.7pp | 1709.28%-1688.7pp | 35.65%-15.0pp |
| Employer contribution / active EE | $243 | $671-63.8% | $1,040-76.7% | $2,756-91.2% |
| Participant deferral / active EE | $911 | $1,228-25.9% | $1,954-53.4% | $4,299-78.8% |
| Admin fee / account holder | $6,692 | $2,432+175.2% | $2,825+136.9% | $6,940-3.6% |