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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,907 | $29,733+81.3% | $56,025-3.8% | $80,959-33.4% |
| Participation rate | 9.8% | 41.7%-32.0pp | 52.5%-42.8pp | 67.7%-57.9pp |
| Annual return | 20.61% | 35.28%-14.7pp | 1712.69%-1692.1pp | 35.67%-15.1pp |
| Employer contribution / active EE | $243 | $672-63.9% | $1,042-76.7% | $2,757-91.2% |
| Participant deferral / active EE | $911 | $1,229-25.9% | $1,955-53.4% | $4,300-78.8% |
| Admin fee / account holder | $6,692 | $2,434+175.0% | $2,828+136.6% | $6,925-3.4% |