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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,527 | $90,590-52.0% | $111,308-60.9% | - |
| Participation rate | 0.0% | 76.1%-76.1pp | 77.3%-77.3pp | - |
| Annual return | 8.95% | 11.74%-2.8pp | 54.67%-45.7pp | - |
| Employer contribution / active EE | $0 | $1,916-100.0% | $2,732-100.0% | - |
| Participant deferral / active EE | $0 | $4,059-100.0% | $4,487-100.0% | - |
| Admin fee / account holder | $9,920 | $3,379+193.6% | $7,965+24.5% | - |