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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,389 | $47,848-59.5% | $81,473-76.2% | $70,126-72.4% |
| Participation rate | 72.3% | 58.3%+14.1pp | 68.0%+4.4pp | 69.5%+2.8pp |
| Annual return | 12.96% | 27.25%-14.3pp | 38.78%-25.8pp | 73.15%-60.2pp |
| Employer contribution / active EE | $1,503 | $1,527-1.6% | $2,568-41.5% | $2,343-35.8% |
| Participant deferral / active EE | $2,572 | $2,453+4.8% | $3,537-27.3% | $3,332-22.8% |
| Admin fee / account holder | $7,251 | $3,145+130.6% | $4,561+59.0% | $4,645+56.1% |