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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,594 | $185,905-74.9% | $170,057-72.6% | $139,487-66.6% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 15.69% | 60.56%-44.9pp | 53.42%-37.7pp | 373.84%-358.1pp |
| Employer contribution / active EE | $2,945 | $7,597-61.2% | $6,790-56.6% | $4,755-38.1% |
| Participant deferral / active EE | $5,327 | $11,627-54.2% | $10,411-48.8% | $6,713-20.6% |
| Admin fee / account holder | $12,853 | $15,397-16.5% | $12,826+0.2% | $11,407+12.7% |