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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,875 | $76,522-33.5% | $56,033-9.2% | $145,884-65.1% |
| Participation rate | 29.4% | 63.2%-33.8pp | 52.5%-23.1pp | 80.3%-50.9pp |
| Annual return | 10.53% | 3014.28%-3003.8pp | 1711.38%-1700.9pp | 551.85%-541.3pp |
| Employer contribution / active EE | $441 | $1,382-68.1% | $1,041-57.6% | $4,662-90.5% |
| Participant deferral / active EE | $1,606 | $2,624-38.8% | $1,954-17.8% | $6,690-76.0% |
| Admin fee / account holder | $1,603 | $3,328-51.8% | $2,827-43.3% | $13,392-88.0% |