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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,707 | $175,259-85.9% | $149,723-83.5% | $139,487-82.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.07% | 166.82%-148.8pp | 134.50%-116.4pp | 373.84%-355.8pp |
| Employer contribution / active EE | $1,762 | $5,478-67.8% | $4,821-63.4% | $4,755-62.9% |
| Participant deferral / active EE | $4,416 | $6,522-32.3% | $5,682-22.3% | $6,713-34.2% |
| Admin fee / account holder | $4,537 | $16,158-71.9% | $13,215-65.7% | $11,407-60.2% |