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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,253 | $52,279+160.6% | $89,414+52.4% | $79,852+70.6% |
| Participation rate | 90.0% | 57.5%+32.5pp | 68.0%+22.0pp | 69.6%+20.4pp |
| Annual return | 13.18% | 22.16%-9.0pp | 245.50%-232.3pp | 31.72%-18.5pp |
| Employer contribution / active EE | $2,668 | $1,572+69.8% | $2,586+3.1% | $2,471+8.0% |
| Participant deferral / active EE | $9,513 | $2,740+247.2% | $3,890+144.6% | $3,740+154.3% |
| Admin fee / account holder | $470 | $3,356-86.0% | $4,883-90.4% | $5,306-91.1% |