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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,250 | $108,212-78.5% | $77,513-70.0% | $158,966-85.4% |
| Participation rate | 64.7% | 64.4%+0.3pp | 54.2%+10.5pp | 82.0%-17.3pp |
| Annual return | 43.86% | 31.67%+12.2pp | 54.81%-10.9pp | 302.95%-259.1pp |
| Employer contribution / active EE | $1,150 | $1,325-13.2% | $987+16.6% | $4,762-75.9% |
| Participant deferral / active EE | $3,541 | $2,455+44.2% | $1,861+90.3% | $5,983-40.8% |
| Admin fee / account holder | $239 | $3,709-93.5% | $2,859-91.6% | $11,250-97.9% |