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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,690 | $80,983-23.8% | $96,544-36.1% | $75,177-17.9% |
| Participation rate | 60.7% | 71.8%-11.1pp | 76.0%-15.3pp | 67.2%-6.5pp |
| Annual return | 15.30% | 27.05%-11.8pp | 25.88%-10.6pp | 160.75%-145.4pp |
| Employer contribution / active EE | $1,145 | $2,282-49.8% | $2,966-61.4% | $2,671-57.1% |
| Participant deferral / active EE | $2,731 | $3,929-30.5% | $4,851-43.7% | $4,126-33.8% |
| Admin fee / account holder | $552 | $6,717-91.8% | $8,254-93.3% | $5,651-90.2% |