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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,002 | $102,429-89.3% | $147,096-92.5% | $80,925-86.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.82% | 135.02%-121.2pp | 419.75%-405.9pp | 35.65%-21.8pp |
| Employer contribution / active EE | $1,506 | $3,716-59.5% | $4,936-69.5% | $2,756-45.4% |
| Participant deferral / active EE | $2,310 | $6,649-65.3% | $8,071-71.4% | $4,299-46.3% |
| Admin fee / account holder | $304 | $7,957-96.2% | $13,005-97.7% | $6,940-95.6% |