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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,724 | $160,040-48.9% | $147,096-44.4% | $145,877-44.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 14.97% | 98.49%-83.5pp | 419.75%-404.8pp | 551.28%-536.3pp |
| Employer contribution / active EE | $2,955 | $5,289-44.1% | $4,936-40.1% | $4,663-36.6% |
| Participant deferral / active EE | $14,846 | $8,429+76.1% | $8,071+83.9% | $6,691+121.9% |
| Admin fee / account holder | $17,670 | $15,050+17.4% | $13,005+35.9% | $13,402+31.8% |