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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,724 | $160,070-48.9% | $147,117-44.4% | $145,897-44.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 14.97% | 98.69%-83.7pp | 420.54%-405.6pp | 552.29%-537.3pp |
| Employer contribution / active EE | $2,955 | $5,285-44.1% | $4,932-40.1% | $4,663-36.6% |
| Participant deferral / active EE | $14,846 | $8,419+76.3% | $8,065+84.1% | $6,689+121.9% |
| Admin fee / account holder | $17,670 | $15,035+17.5% | $12,993+36.0% | $13,390+32.0% |