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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,444 | $112,121+102.0% | $95,960+136.0% | $158,966+42.4% |
| Participation rate | 47.8% | 79.0%-31.2pp | 77.1%-29.3pp | 82.0%-34.1pp |
| Annual return | 12.62% | 171.16%-158.5pp | 91.63%-79.0pp | 302.95%-290.3pp |
| Employer contribution / active EE | $1,163 | $3,199-63.6% | $2,541-54.2% | $4,762-75.6% |
| Participant deferral / active EE | $4,842 | $4,784+1.2% | $4,167+16.2% | $5,983-19.1% |
| Admin fee / account holder | $77,888 | $10,135+668.5% | $6,797+1045.9% | $11,250+592.3% |