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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,342 | $110,410-75.2% | $102,437-73.3% | $145,897-81.3% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 14.15% | 24.85%-10.7pp | 24.95%-10.8pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,855 | $4,217-56.0% | $3,871-52.1% | $4,663-60.2% |
| Participant deferral / active EE | $3,832 | $5,622-31.8% | $5,060-24.3% | $6,689-42.7% |
| Admin fee / account holder | $500 | $9,745-94.9% | $8,388-94.0% | $13,390-96.3% |