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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,478 | $102,609+99.3% | $98,090+108.5% | $138,895+47.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 18.38% | 36.44%-18.1pp | 37.05%-18.7pp | 145.39%-127.0pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $16,188 | $8,167+98.2% | $7,845+106.3% | $6,396+153.1% |
| Admin fee / account holder | $11,918 | $11,434+4.2% | $11,815+0.9% | $12,562-5.1% |