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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,824 | $44,873-78.1% | $79,466-87.6% | $56,287-82.5% |
| Participation rate | 100.0% | 68.7%+31.3pp | 73.3%+26.7pp | 69.9%+30.1pp |
| Annual return | -16.78% | 0.81%-17.6pp | 718.28%-735.1pp | -9.96%-6.8pp |
| Employer contribution / active EE | $4,754 | $2,140+122.1% | $2,800+69.8% | $2,111+125.2% |
| Participant deferral / active EE | $2,762 | $2,746+0.6% | $3,704-25.4% | $3,350-17.6% |
| Admin fee / account holder | $589 | $418+40.9% | $5,104-88.5% | $521+13.2% |