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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,387 | $65,364-45.9% | $92,909-61.9% | $72,975-51.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 30.61% | 42.11%-11.5pp | 109.44%-78.8pp | 81.01%-50.4pp |
| Employer contribution / active EE | $2,208 | $2,594-14.9% | $3,653-39.5% | $2,440-9.5% |
| Participant deferral / active EE | $7,404 | $3,128+136.7% | $4,238+74.7% | $3,608+105.2% |
| Admin fee / account holder | $1,707 | $4,251-59.8% | $5,795-70.5% | $5,124-66.7% |