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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,821 | $96,388+111.5% | $80,627+152.8% | $139,466+46.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 12.83% | 1352.08%-1339.3pp | 936.76%-923.9pp | 373.66%-360.8pp |
| Employer contribution / active EE | $11,511 | $3,260+253.1% | $2,723+322.8% | $4,754+142.1% |
| Participant deferral / active EE | $7,692 | $5,224+47.2% | $4,443+73.1% | $6,712+14.6% |
| Admin fee / account holder | $1,151 | $6,603-82.6% | $5,381-78.6% | $11,409-89.9% |