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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,491 | $100,203+132.0% | $85,240+172.7% | $145,897+59.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.36% | 84.28%-74.9pp | 66.75%-57.4pp | 552.29%-542.9pp |
| Employer contribution / active EE | $11,513 | $3,242+255.2% | $2,735+320.9% | $4,663+146.9% |
| Participant deferral / active EE | $8,635 | $5,299+63.0% | $4,527+90.7% | $6,689+29.1% |
| Admin fee / account holder | $6,117 | $7,265-15.8% | $6,165-0.8% | $13,390-54.3% |