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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,472 | $185,225-82.5% | $142,898-77.3% | $167,553-80.6% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 11.15% | 8558.12%-8547.0pp | 5639.64%-5628.5pp | 478.89%-467.7pp |
| Employer contribution / active EE | $2,881 | $5,607-48.6% | $4,146-30.5% | $4,840-40.5% |
| Participant deferral / active EE | $2,849 | $4,496-36.6% | $3,838-25.8% | $6,343-55.1% |
| Admin fee / account holder | $1,824 | $8,032-77.3% | $6,560-72.2% | $12,316-85.2% |