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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,429 | $55,472+7.1% | $155,567-61.8% | $74,546-20.3% |
| Participation rate | 60.2% | 61.9%-1.8pp | 78.2%-18.0pp | 67.2%-7.1pp |
| Annual return | 18.16% | 268.72%-250.6pp | 64.74%-46.6pp | 1366.03%-1347.9pp |
| Employer contribution / active EE | $2,312 | $2,269+1.9% | $4,674-50.5% | $2,624-11.9% |
| Participant deferral / active EE | $4,062 | $2,838+43.1% | $5,628-27.8% | $4,347-6.6% |
| Admin fee / account holder | $2,815 | $1,743+61.6% | $15,916-82.3% | $1,944+44.9% |