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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,065 | $55,713-73.0% | $75,901-80.2% | $72,975-79.4% |
| Participation rate | 41.8% | 61.1%-19.3pp | 69.3%-27.5pp | 69.5%-27.7pp |
| Annual return | 0.00% | 27.60%-27.6pp | 30.76%-30.8pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,120 | $1,687-33.6% | $2,501-55.2% | $2,440-54.1% |
| Participant deferral / active EE | $1,975 | $2,634-25.0% | $3,603-45.2% | $3,608-45.2% |
| Admin fee / account holder | $414 | $3,980-89.6% | $5,420-92.4% | $5,124-91.9% |