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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,889 | $165,399+22.7% | $149,745+35.5% | $158,982+27.6% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 1846.98% | 348.34%+1498.6pp | 276.72%+1570.3pp | 302.99%+1544.0pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,432 | $7,183-66.1% | $6,843-64.5% | $5,983-59.4% |
| Admin fee / account holder | $10,853 | $10,811+0.4% | $9,312+16.5% | $11,252-3.5% |