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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,936 | $96,524-12.0% | $75,900+11.9% | $152,909-44.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 35.44% | 33.93%+1.5pp | 30.73%+4.7pp | 345.46%-310.0pp |
| Employer contribution / active EE | $26,821 | $3,311+710.1% | $2,501+972.4% | $4,764+463.0% |
| Participant deferral / active EE | $13,384 | $4,554+193.9% | $3,604+271.4% | $5,851+128.7% |
| Admin fee / account holder | $511 | $8,082-93.7% | $5,421-90.6% | $11,601-95.6% |