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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $10,131 |
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $5,565 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,270 | $45,031+53.8% | $85,009-18.5% | $77,671-10.8% |
| Participation rate | 59.4% | 48.7%+10.7pp | 67.5%-8.1pp | 70.6%-11.2pp |
| Annual return | 10.35% | 79.22%-68.9pp | 66.47%-56.1pp | 31.21%-20.9pp |
| Employer contribution / active EE | $821 | $1,609-49.0% | $2,728-69.9% | $2,726-69.9% |
| Participant deferral / active EE | $3,297 | $2,807+17.5% | $4,522-27.1% | $4,648-29.1% |
| Admin fee / account holder | $56 | $912-93.8% | $6,153-99.1% | $430-86.9% |