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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,659 | $165,399-71.2% | $149,745-68.2% | $158,982-70.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.85% | 348.34%-334.5pp | 276.72%-262.9pp | 302.99%-289.1pp |
| Employer contribution / active EE | $9,009 | $5,105+76.5% | $4,646+93.9% | $4,763+89.2% |
| Participant deferral / active EE | $4,718 | $7,183-34.3% | $6,843-31.1% | $5,983-21.2% |
| Admin fee / account holder | $328 | $10,811-97.0% | $9,312-96.5% | $11,252-97.1% |