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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,816 | $106,749-2.7% | $145,433-28.6% | $82,448+25.9% |
| Participation rate | 94.1% | 75.6%+18.5pp | 82.1%+12.0pp | 68.1%+26.0pp |
| Annual return | 16.22% | 27.59%-11.4pp | 66.58%-50.4pp | 41.64%-25.4pp |
| Employer contribution / active EE | $7,771 | $3,444+125.6% | $4,554+70.6% | $2,551+204.6% |
| Participant deferral / active EE | $7,575 | $6,519+16.2% | $7,897-4.1% | $4,139+83.0% |
| Admin fee / account holder | $584 | $8,390-93.0% | $13,129-95.6% | $7,234-91.9% |