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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,049 | $157,304-49.1% | $141,197-43.3% | $152,909-47.6% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 23.21% | 64.34%-41.1pp | 71.41%-48.2pp | 345.46%-322.3pp |
| Employer contribution / active EE | $2,872 | $5,263-45.4% | $4,736-39.4% | $4,764-39.7% |
| Participant deferral / active EE | $7,944 | $7,111+11.7% | $6,710+18.4% | $5,851+35.8% |
| Admin fee / account holder | $16,096 | $12,126+32.7% | $10,265+56.8% | $11,601+38.8% |