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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,416 | $176,120-10.6% | $159,487-1.3% | $167,553-6.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.61% | 331.95%-319.3pp | 263.71%-251.1pp | 478.89%-466.3pp |
| Employer contribution / active EE | $13,830 | $5,299+161.0% | $4,831+186.3% | $4,840+185.8% |
| Participant deferral / active EE | $9,279 | $7,752+19.7% | $7,354+26.2% | $6,343+46.3% |
| Admin fee / account holder | $3,045 | $12,561-75.8% | $10,804-71.8% | $12,316-75.3% |