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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,783 | $157,296-32.7% | $141,191-25.1% | $152,897-30.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.63% | 64.34%-43.7pp | 71.41%-50.8pp | 345.43%-324.8pp |
| Employer contribution / active EE | $11,426 | $5,262+117.1% | $4,736+141.3% | $4,764+139.9% |
| Participant deferral / active EE | $9,332 | $7,111+31.2% | $6,710+39.1% | $5,851+59.5% |
| Admin fee / account holder | $845 | $12,125-93.0% | $10,264-91.8% | $11,599-92.7% |