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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,912 | $96,236+36.0% | $136,072-3.8% | $80,935+61.7% |
| Participation rate | 0.0% | 71.2%-71.2pp | 76.4%-76.4pp | 67.7%-67.7pp |
| Annual return | 13.59% | 28.74%-15.1pp | 580.46%-566.9pp | 35.66%-22.1pp |
| Employer contribution / active EE | $3,608 | $3,350+7.7% | $4,216-14.4% | $2,757+30.9% |
| Participant deferral / active EE | $12,535 | $5,709+119.6% | $7,028+78.4% | $4,299+191.5% |
| Admin fee / account holder | $12,782 | $8,250+54.9% | $6,718+90.3% | $6,924+84.6% |