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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,740 | $91,198+75.2% | $178,503-10.5% | $79,856+100.0% |
| Participation rate | 83.3% | 69.2%+14.1pp | 81.9%+1.4pp | 69.6%+13.7pp |
| Annual return | 9.66% | 24.20%-14.5pp | 151.12%-141.5pp | 31.71%-22.1pp |
| Employer contribution / active EE | $3,502 | $3,257+7.5% | $5,011-30.1% | $2,471+41.7% |
| Participant deferral / active EE | $9,965 | $3,237+207.9% | $5,202+91.6% | $3,741+166.4% |
| Admin fee / account holder | $1,736 | $6,748-74.3% | $13,987-87.6% | $5,306-67.3% |