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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,242 | $167,522+88.8% | $151,639+108.5% | $134,532+135.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.12% | 7.81%-22.9pp | 3.34%-18.5pp | 418.27%-433.4pp |
| Employer contribution / active EE | $4,713 | $6,828-31.0% | $6,165-23.6% | $4,741-0.6% |
| Participant deferral / active EE | $15,010 | $8,986+67.0% | $8,363+79.5% | $6,401+134.5% |
| Admin fee / account holder | $444 | $13,780-96.8% | $11,613-96.2% | $11,429-96.1% |