Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: HERITAGE PENSION SERVICES, INC Service code 15 · EIN 81-4903086 | Recordkeeping | $87,489 |
CARON & BLETZER, PLLC8+ years Service code 10 · EIN 04-3499945 | Accounting | $14,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,186 | $50,860-23.0% | $155,574-74.8% | $77,714-49.6% |
| Participation rate | 37.4% | 63.1%-25.8pp | 78.2%-40.8pp | 70.6%-33.2pp |
| Annual return | 12.79% | 34.86%-22.1pp | 64.87%-52.1pp | 31.26%-18.5pp |
| Employer contribution / active EE | $161 | $1,991-91.9% | $4,676-96.6% | $2,727-94.1% |
| Participant deferral / active EE | $1,335 | $2,825-52.7% | $5,629-76.3% | $4,649-71.3% |
| Admin fee / account holder | $326 | $436-25.3% | $15,914-98.0% | $433-24.8% |