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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,569 | $93,598-86.6% | $135,974-90.8% | $75,173-83.3% |
| Participation rate | 91.3% | 75.2%+16.1pp | 81.9%+9.4pp | 67.2%+24.1pp |
| Annual return | 28.78% | 30.89%-2.1pp | 68.30%-39.5pp | 160.72%-131.9pp |
| Employer contribution / active EE | $2,222 | $3,538-37.2% | $4,859-54.3% | $2,671-16.8% |
| Participant deferral / active EE | $6,416 | $6,405+0.2% | $7,760-17.3% | $4,126+55.5% |
| Admin fee / account holder | $1,385 | $6,978-80.1% | $10,767-87.1% | $5,651-75.5% |