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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,577 | $102,382-79.9% | $147,005-86.0% | $80,874-74.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 18.59% | 134.89%-116.3pp | 418.76%-400.2pp | 35.62%-17.0pp |
| Employer contribution / active EE | $2,145 | $3,715-42.3% | $4,934-56.5% | $2,756-22.2% |
| Participant deferral / active EE | $6,930 | $6,646+4.3% | $8,070-14.1% | $4,297+61.3% |
| Admin fee / account holder | $1,743 | $7,942-78.1% | $13,006-86.6% | $6,935-74.9% |