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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,577 | $102,422-79.9% | $147,117-86.0% | $80,959-74.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 18.59% | 135.16%-116.6pp | 420.54%-401.9pp | 35.67%-17.1pp |
| Employer contribution / active EE | $2,145 | $3,717-42.3% | $4,932-56.5% | $2,757-22.2% |
| Participant deferral / active EE | $6,930 | $6,652+4.2% | $8,065-14.1% | $4,300+61.1% |
| Admin fee / account holder | $1,743 | $7,953-78.1% | $12,993-86.6% | $6,925-74.8% |