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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,062 | $57,352-9.2% | $83,830-37.9% | $64,173-18.9% |
| Participation rate | 62.2% | 68.6%-6.4pp | 76.1%-13.9pp | 69.6%-7.3pp |
| Annual return | -8.38% | 11.38%-19.8pp | 850.97%-859.4pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,991 | $2,546-21.8% | $3,631-45.2% | $2,381-16.4% |
| Participant deferral / active EE | $3,785 | $2,993+26.5% | $4,082-7.3% | $3,470+9.1% |
| Admin fee / account holder | $417 | $4,046-89.7% | $5,479-92.4% | $4,887-91.5% |