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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORS INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $104,345 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $102,947 |
CBIZ RETIREMENT PLAN SERVICES2+ years Filed as: CBIZ BENEFITS & INS. SERVICES Service code 13 PO BOX 632886 · CINCINNATI, OH 45263 | Contract Administrator | $62,305 |
Filed as: WORLD INVESTMENT ADVISORS, LLC Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $40,000 |
HOLTHOUSE CARLIN & VAN TRIGT LLP2+ years Service code 10 1801 W OLYMPIC BLVD · PASADENA, CA 91199 | Accounting | $19,125 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,751 | $106,264+18.3% | $147,117-14.5% | $77,762+61.7% |
| Participation rate | 96.8% | 78.4%+18.4pp | 82.2%+14.6pp | 70.6%+26.2pp |
| Annual return | 21.81% | 56.94%-35.1pp | 420.54%-398.7pp | 31.27%-9.5pp |
| Employer contribution / active EE | $15,890 | $4,074+290.1% | $4,932+222.2% | $2,728+482.5% |
| Participant deferral / active EE | $18,862 | $8,003+135.7% | $8,065+133.9% | $4,651+305.6% |
| Admin fee / account holder | $307 | $334-8.1% | $12,993-97.6% | $433-29.0% |