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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,612 | $180,459-72.0% | $154,108-67.2% | $135,380-62.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.60% | 888.21%-895.8pp | 735.21%-742.8pp | 519.81%-527.4pp |
| Employer contribution / active EE | $23,579 | $6,035+290.7% | $5,298+345.1% | $4,779+393.4% |
| Participant deferral / active EE | $18,250 | $5,806+214.3% | $5,081+259.2% | $5,609+225.4% |
| Admin fee / account holder | $1,639 | $16,145-89.8% | $13,411-87.8% | $10,828-84.9% |