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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,139 | $202,440-26.3% | $169,390-12.0% | $139,466+6.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 12.58% | 532.36%-519.8pp | 406.07%-393.5pp | 373.66%-361.1pp |
| Employer contribution / active EE | $23,492 | $4,693+400.6% | $4,013+485.5% | $4,754+394.2% |
| Participant deferral / active EE | $13,392 | $6,940+93.0% | $6,222+115.2% | $6,712+99.5% |
| Admin fee / account holder | $1,156 | $10,722-89.2% | $9,015-87.2% | $11,409-89.9% |