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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,938 | $202,463-61.0% | $169,397-53.4% | $139,487-43.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 14.12% | 532.64%-518.5pp | 406.23%-392.1pp | 373.84%-359.7pp |
| Employer contribution / active EE | $12,700 | $4,694+170.6% | $4,013+216.5% | $4,755+167.1% |
| Participant deferral / active EE | $7,913 | $6,941+14.0% | $6,223+27.2% | $6,713+17.9% |
| Admin fee / account holder | $945 | $10,726-91.2% | $9,017-89.5% | $11,407-91.7% |