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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,839 | $69,012-62.6% | $160,037-83.9% | $68,490-62.3% |
| Participation rate | 19.1% | 65.4%-46.3pp | 78.0%-58.8pp | 67.9%-48.7pp |
| Annual return | -17.40% | -9.65%-7.7pp | 408.95%-426.4pp | -7.85%-9.5pp |
| Employer contribution / active EE | $0 | $2,212-100.0% | $4,226-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,382 | $4,212-67.2% | $6,184-77.6% | $4,028-65.7% |
| Admin fee / account holder | $3,340 | $4,798-30.4% | $8,716-61.7% | $5,403-38.2% |