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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,363 | $190,916-86.2% | $160,037-83.5% | $134,545-80.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -30.83% | 552.79%-583.6pp | 408.95%-439.8pp | 418.37%-449.2pp |
| Employer contribution / active EE | $2,706 | $4,996-45.8% | $4,226-36.0% | $4,742-42.9% |
| Participant deferral / active EE | $4,146 | $6,925-40.1% | $6,184-33.0% | $6,401-35.2% |
| Admin fee / account holder | $1,156 | $10,497-89.0% | $8,716-86.7% | $11,431-89.9% |