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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,155 | $157,304+8.2% | $141,197+20.5% | $152,909+11.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.00% | 64.34%-38.3pp | 71.41%-45.4pp | 345.46%-319.5pp |
| Employer contribution / active EE | $1,895 | $5,263-64.0% | $4,736-60.0% | $4,764-60.2% |
| Participant deferral / active EE | $13,544 | $7,111+90.5% | $6,710+101.8% | $5,851+131.5% |
| Admin fee / account holder | $6,393 | $12,126-47.3% | $10,265-37.7% | $11,601-44.9% |